The exchange rate

I married a banker. Yep, "Banker Dude", "Damn Banker", "Money Sucker". Yep I am a "bankers' wife". This has its good side and bad.

1) Bad: He always knows how much I spent, where I spent it and all within 20 min. of check out cause he can check on line.

2) Good: I don't have to balance anything or pay bills.

3) Bad: I can never surprise him with a present due to reason #1.

4) Good: He manipulates household money like a wizard.

I'm a bookkeeper by trade so not having to deal with money at home is a good thing. I am also a dinosaur. I never carry a checkbook, never use the credit card unless I check with husband 1st, hate shopping anywhere but Lowe's or the plant nursery and 90% of the time never have money on me. I forget. Other than work I usually have my "banker" with me. But enough history, you had to understand us a little bit to understand "The Exchange Rate" that runs our house.

THE EXCHANGE RATE:
I'll say, "husband I'm picking up g-son today need Icee $"...This usually gets me
$10-$20.

Get g-son, Icee & get change...... 5-7 days later still have change.
Go to breakfast with husband.......no $1.00's for tip.
He says: "Grammice you have any ones?"
Me: "Yeah, how many?"
Him: "4"?
Me: "yeah, what you gonna give me for them?
HIm: "I have a $5.... hell take the $10 you'll get a g-kid this week anyway."

Tada! "The Exchange Rate."

THE EXCHANGE RATE part 2:
This works for dollar bills and pocket coins (change): e.g.
"Grammice if you have change in your purse, I can pay cash for groceries and we will have exactly what we need?" (He is a stickler for exact change!!) (Being a g-mom I ALWAYS have change!)

I can Hand him my change then hold my hand out and look at him...this usually will illicit 3 to 5 bucks from him.

THE EXCHANGE RATE part 3:
The "store run".

Him: "Honey, if I give you money will you go get me beer"?
Me: "Sure".
Usually he hands me around $30.

Tada keep change. Call it at "Trip charge"!

Within 2 weeks I have usually managed to accrue $30-40.00 bucks scattered through out my pocketbook (this drives him nuts 'cause I don't have my dollars all neat facing the same way). Then I go through and keep back a $5 dollar bill for my wallet & put rest in my "piggy bank." Sometimes he will not ask me for change or bills because he doesn't have enough to cover "The Exchange Rate". I will then let him slide and tell him he can pay me next time.


Yep, I'm a bankers' wife, God bless me.